Missed Fortune 101 reveals that many people are misguided in their retirement planning. Plenty of people use short term investment vehicles for long term goals and vice versa.
Similarly, often people focus on their problems instead of solutions.
For instance many people focus on the amount of debt they have instead of focusing on ways to increase what they already make. There's an excellent article you should check out at http://www.dreammanifesto.com/7-steps-for-manifesting-more-money-into-your-life.html/trackback/